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| 008 | | 140208s2012 dcu o 000 0 eng d |
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▼a 887371037
▼a 903698817 |
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▼a 9781475512342 |
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▼a 1475512341 |
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▼a (OCoLC)870245006
▼z (OCoLC)887371037
▼z (OCoLC)903698817 |
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▼a 658.15/5
▼2 23 |
| 245 | 00 |
▼a Barriers to household risk management/
▼c Shawn Cole [and others]. |
| 260 | |
▼a Washington:
▼b International Monetary Fund,
▼c 2012. |
| 300 | |
▼a 1 online resource (44 pages). |
| 336 | |
▼a text
▼b txt
▼2 rdacontent |
| 337 | |
▼a computer
▼b c
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▼a online resource
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▼a IMF working papers;
▼v WP/12/195 |
| 505 | 0 |
▼a Cover; Abstract; Contents; I. Introduction; II. Insurance Contract Design and Summary Statistics; A. Product Description; B. Summary Statistics; III. Experimental Design; IV. Experimental Results; A. Andhra Pradesh; B. Gujarat: Video Experiments; C. Gujarat: Flyer Experiments; V. Discussion of Experimental Results; A. Price Relative to Actuarial Value; B. Trust; C. Liquidity Constraints; D. Financial Literacy and Education; E. Framing, Salience and Other Behavioral Factors; VI. Non-Experimental Evidence; A. Correlates of Insurance Purchase; B. Self-Reported Explanations for Non-Purchase. |
| 505 | 8 |
▼a VII. Improving Household Risk Management: Tentative Lessons and ConclusionsReferences; VIII. Appendix. |
| 520 | |
▼a Why do many households remain exposed to large exogenous sources of non-systematic income risk? We use a series of randomized field experiments in rural India to test the importance of price and non-price factors in the adoption of an innovative rainfall insurance product. Demand is significantly price sensitive, but widespread take-up would not be achieved even if the product offered a payout ratio comparable to U.S. insurance contracts. We present evidence suggesting that lack of trust, liquidity constraints and limited salience are significant non-price frictions that constrain demand. We s. |
| 588 | 0 |
▼a Print version record. |
| 590 | |
▼a eBooks on EBSCOhost
▼b All EBSCO eBooks |
| 650 | 0 |
▼a Financial risk
▼z India. |
| 650 | 0 |
▼a Risk management
▼z India. |
| 650 | 7 |
▼a BUSINESS & ECONOMICS
▼x Industrial Management.
▼2 bisacsh |
| 650 | 7 |
▼a BUSINESS & ECONOMICS
▼x Management.
▼2 bisacsh |
| 650 | 7 |
▼a BUSINESS & ECONOMICS
▼x Management Science.
▼2 bisacsh |
| 650 | 7 |
▼a BUSINESS & ECONOMICS
▼x Organizational Behavior.
▼2 bisacsh |
| 650 | 7 |
▼a Financial risk.
▼2 fast
▼0 (OCoLC)fst01739663 |
| 650 | 7 |
▼a Risk management.
▼2 fast
▼0 (OCoLC)fst01098164 |
| 651 | 7 |
▼a India.
▼2 fast
▼0 (OCoLC)fst01210276 |
| 655 | 4 |
▼a Electronic books. |
| 700 | 1 |
▼a Townsend, Robert M, |
| 700 | 1 |
▼a Cole, Shawn, |
| 700 | 1 |
▼a Tobacman, Jeremy, |
| 700 | 1 |
▼a Gine, Xavier, |
| 700 | 1 |
▼a Vickery, James Ian, |
| 700 | 1 |
▼a Topalova, Petia, |
| 776 | 08 |
▼i Print version:
▼a Townsend, Robert M.
▼t Barriers to Household Risk Management: Evidence from India.
▼d Washington : International Monetary Fund, ?012
▼z 9781475505443 |
| 830 | 0 |
▼a IMF working paper (Online) ;
▼v WP/12/195. |
| 856 | 40 |
▼u http://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=568125 |
| 938 | |
▼a EBL - Ebook Library
▼b EBLB
▼n EBL1606898 |
| 938 | |
▼a EBSCOhost
▼b EBSC
▼n 568125 |
| 938 | |
▼a YBP Library Services
▼b YANK
▼n 10691608 |
| 990 | |
▼a ***1012033 |
| 994 | |
▼a 92
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