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020 ▼a 9780438153073
035 ▼a (MiAaPQ)AAI10752257
035 ▼a (MiAaPQ)uiowa:15652
040 ▼a MiAaPQ ▼c MiAaPQ ▼d 247004
0820 ▼a 384
1001 ▼a Tuwei, David Kiplagat.
24510 ▼a Communication Technology, Capabilities and Livelihoods: The Role of Mobile Money in Facilitating Financial Inclusion and Development in Rural Kenya.
260 ▼a [S.l.]: ▼b The University of Iowa., ▼c 2018.
260 1 ▼a Ann Arbor: ▼b ProQuest Dissertations & Theses, ▼c 2018.
300 ▼a 195 p.
500 ▼a Source: Dissertation Abstracts International, Volume: 79-12(E), Section: A.
500 ▼a Adviser: Melissa Tully.
5021 ▼a Thesis (Ph.D.)--The University of Iowa, 2018.
520 ▼a In urban and rural Kenya, mobile money, the use of the mobile telephone for banking has become a part of everyday life. People use mobile money to accomplish a variety of functions such as transfer money, save, and pay bills, among other uses. A
520 ▼a The findings from this research are based on a three-month period of fieldwork on M-Pesa use and facilitation in Chepkoilel, a rural community in western Kenya. Three questions guided this research: how has M-Pesa fit into people's existing fina
520 ▼a In this research, I found that M-Pesa users and M-Pesa agents utilized M-Pesa for their individual development. Notably, the M-Pesa agency business model had provided new opportunities for entrepreneurship to rural dwellers. Equally important, t
520 ▼a This study has also examined the intermediary work of M-Pesa agents in the mobile money ecosystem. As nodes linking Safaricom and its customers, M-Pesa agents were important actors in the system of exchange and value. Their domestication practic
520 ▼a I conclude that though M-Pesa was important for people's development, the low-income population faced digital divide challenges in their attempts to utilize M-Pesa for their development. For instance, the relative high cost of services led to no
590 ▼a School code: 0096.
650 4 ▼a Communication.
650 4 ▼a Journalism.
690 ▼a 0459
690 ▼a 0391
71020 ▼a The University of Iowa. ▼b Mass Communications.
7730 ▼t Dissertation Abstracts International ▼g 79-12A(E).
773 ▼t Dissertation Abstract International
790 ▼a 0096
791 ▼a Ph.D.
792 ▼a 2018
793 ▼a English
85640 ▼u http://www.riss.kr/pdu/ddodLink.do?id=T14997222 ▼n KERIS ▼z 이 자료의 원문은 한국교육학술정보원에서 제공합니다.
980 ▼a 201812 ▼f 2019
990 ▼a ***1012033